Offer of Help

Vested in Your Success

rainbow over lakeEveryone thinks that comprehensive planning is complicated. In fact, it can be quite simple but too many financial professionals or insurance agents engage their clients by focusing on a product and not on developing a plan. We do things a bit differently and have developed 3 different processes to help bring clarity, confidence and simplicity to your insurance and investment decision making:

  • 7 Steps Toward a Successful Retirement
  • Threats to Retirement Happiness
  • 6 Decisions You Won’t Regret 20 Years from Now

We feel that 7 Steps and Retirement Happiness is ideally suited for professionals and small business owners aged 45 and over. 6 Decisions may be more appropriate for the younger professional starting a career, family or business. Both processes will help you uncover what is important about money; develop strategies to solve problems, and actionable items to implement products and services.

Frequently Asked Questions

What if I have a specific need and don’t have the time for a comprehensive analysis?

7 Steps or 6 Decisions can be directed toward a specific need (i.e. Life Insurance, 401k rollover, Roth IRA)

Is this confidential?

Open and honest communication is paramount and all information discussed is held in strict confidence.

How long will this take?

Our first meeting has no cost or obligation and usually lasts an hour. Subsequent meetings vary by client (typically 2-4 in total)

I can’t always meet during the day.

Our firm generally leaves open Wednesday and Thursday early evening to accommodate clients that may not have flexibility in their schedules

I can’t always meet face to face.

Face to face meetings, conference calls and video conference meetings are all methods we employ to accommodate our clients and maintain communication.

How are you compensated?

As financial professionals we can employ both fee based and commission based solutions if you decide to implement the plan with our firm. Our recommendations are constructed in the best interest of the client.

What is your philosophy of how we will work together?

  • Your most urgent needs are addressed first
  • The advice and product you will receive must be appropriate based on your individual situation.
  • If we recommend preserving an existing financial product or solution because it is in your best interest, we can become the servicing financial representative of record
  • Investment strategies – one of the most critical elements of the effective portfolio construction is diversification. We implement and construct portfolios that have broad based exposure to a range of asset classes and investment styles in order to help weather the unpredictability of market performance and to reduce risk.

What are the exact services and products you can provide me? 

Risk Management

  • Group Health
  • Individual Health
  • HSA health plans
  • HRA & FSA benefit plans
  • Life Insurance
  • Short term Disability
  • Long term Disability
  • Long-term Care
  • Critical Illness
  • Dental Insurance

Wealth Management

  • Financial Planning
  • Retirement Planning
  • 401 K Plans
  • IRA Accounts
  • 529 Education Plans
  • Mutual Funds
  • Tax Deferred Annuities
  • Trusts
  • Charitable Giving

Business Interests

  • Executive Fringe
  • Benefits
  • Deferred
  • Compensation
  • Key-person
  • Protection
  • Succession Planning
  • Pension & Profit Sharing
  • Auto Insurance
  • Business Liability
  • Product Liability
  • Workman Comp.

Schedule a Meeting to Get Started


Some insurance products listed are offered through unaffiliated insurers.